TERMS

Effective Date: September 2025

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Welcome to The Collective! By using our website and services, you agree to the following Terms & Conditions. Please read them carefully.

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1. General

The Collective (“we,” “our,” or “us”) provides this website and related services subject to these Terms & Conditions. By accessing or using our website, you agree to comply with all applicable laws and these terms.

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2. Eligibility

Our services are intended for individuals 18 years of age or older. By using the website, you represent and warrant that you meet this age requirement.

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3. Memberships & Payments

• Memberships: Memberships, event registrations, and other purchases are processed through secure third-party payment providers (e.g., Stripe, PayPal).

• Payment Terms: Full payment or deposit is required at the time of registration or booking, as specified on the website.

• Refunds & Cancellations: Membership fees, deposits, and event payments are non-refundable unless otherwise stated. Please review specific event or membership terms before purchase.

• Account Responsibility: You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

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4. Website Use

• You agree to use the website for lawful purposes only and not to post, transmit, or distribute any content that is unlawful, harmful, or infringing on others’ rights.

• You may not attempt to gain unauthorized access to the website, accounts, or systems.

• We reserve the right to suspend or terminate access for users who violate these Terms.

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5. Content & Intellectual Property

• All content on the website, including text, graphics, logos, photos, and videos, is owned by The Collective or its licensors and is protected by copyright and other intellectual property laws.

• You may not reproduce, distribute, modify, or create derivative works without express written permission.

• Member-submitted content (e.g., for promotions, directories) may be used by The Collective for marketing purposes unless otherwise agreed.

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6. Events & Liability

• Participation in events, in-person or virtual, is at your own risk. The Collective is not liable for injury, loss, or damages resulting from participation.

• The Collective is not responsible for third-party vendors, venues, or services associated with events.

• Guests are expected to follow event rules and applicable laws; violation may result in removal from events without refund.

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7. Termination

We reserve the right to terminate or suspend memberships, accounts, or access to the website at our discretion for violations of these Terms or other policies.

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8. Disclaimer of Warranties

The website and its content are provided “as is” and without warranties of any kind, either express or implied. We do not guarantee uninterrupted access, accuracy of information, or fitness for a particular purpose.

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9. Limitation of Liability

To the fullest extent permitted by law, The Collective is not liable for any indirect, incidental, special, or consequential damages arising from your use of the website, services, or events.

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10. Changes to Terms

We may update these Terms & Conditions at any time. Changes will be posted on the website with a revised effective date. Your continued use of the website constitutes acceptance of the updated terms.

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11. Governing Law

These Terms & Conditions are governed by the laws of the State of Indiana, without regard to conflict of law principles.

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12. Contact

If you have questions about these Terms & Conditions, please contact us at info@thecollectivein.com.