As the average age of first-time homebuyers in the United States reaches nearly 40 years old, a new local initiative is aiming to change the trajectory for the next generation. Own Early 219, a community-focused homeownership education campaign created by The Ruvoli Group, a Century 21 Circle real estate team, officially launches this month with the introduction of the #Before40Homeowner Pledge — a voluntary commitment designed to help younger individuals and families prepare